Getting a new Vehicle
This may be your first car, or you've purchased one off the street and this is your first car at a dealership; Either way we're here to help.
Listen to ford Explain First time buyers Program. Almost all Dealerships have this
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Resources to Frequently asked Questions
How Does Credit Work?
There are three types of consumer credit, which are:
Installment Credit: This is when you get a loan for a specific amount that you are required to repay. Mortgages, car and student loans fall into this category. How this type of credit works is that the lender -- typically a bank, credit union or other financial institution -- pays for a specific purchase, and you pay the lender back in installments. These payments often include interest and fees.
Revolving Credit: Credit cards typically fit into this category. With revolving credit, you are provided with a maximum borrowing limit and you must make monthly payments to pay back what you borrow to pay for purchases. If you do not pay off your balance in full each month, the difference is carried into the next month and you will likely have to pay interest.
Services Credit: This type of credit applies to when you agree to pay for a service after receiving it. From mobile phone providers to gyms and utilities, service providers have agreements with their customers, and often make you sign a contract that dictates terms and conditions for the repayment of their services. Read More
Whats a good Monthly Payment?
Payment Calculators: Click Here
What is the difference between financing and leasing?
With a lease, buyers make a monthly payment to drive a new car for a set term. That payment is often less than the monthly cost of financing a new vehicle
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What cars are reliable?
YouTube Video: Click here